|
BUSINESS BANKING SERVICES
BUSINESS CHECKING ACCOUNTS
Small Business Checking:
Designed
to meet the needs of businesses with limited banking activity, Small
Business Checking is a non-interest bearing account featuring monthly
statements, low monthly fees, and moderate services charges for those
transactions that exceed the activity limitations.
Analysis Checking:
Designed for businesses that maintain larger balances and have moderate to high transaction volumes, earnings credit from deposit balances may offset service fees.
Interest Checking:
Designed
for the individual business owner, sole proprietorships and non-profit
organizations who want the flexibility of writing unlimited checks
while earning interest on their money. Interest Checking pays
interest monthly based upon the daily collected balance.
BUSINESS INVESTMENT SERVICES
Money Market Account:
This
account combines great rates with convenient access to your funds.
Transfers are limited to six (6) with only three (3) per month by
check.
Preferred Money Market Account:
This
account offers premium interest rates with limited transaction activity
for individuals who want to make their money work for them while still
having easy access to their funds. Transfers are limited to six
(6) with only three (3) per month by check.
Savings Account:
Designed to meet the needs of business savers, providing flexibility and liquidity for their savings while earning a competitive savings rate of interest.
Certificates of Deposit:
Millennium Bank offers a variety of CDs for companies that want both short-term and long-term investments.
IRAs and Simplified Employee Pension Plans:
These
flexible low maintenance investment accounts have tax advantages that
can make long-term investing easier and more rewarding for you and your
employees.
VISA AND MASTERCARD MERCHANT SERVICES
Give
your customers more choices by accepting credit cards. Millennium
Bank offers a full range of Mastercard and Visa Merchant Services to
meet your needs.
CASH MANAGEMENT SERVICES
Whether
you’re just starting a business or running a major corporation,
you need a partner who can help make you business goals a
reality. Millennium Bank is that partner. As you explore
some of the more important milestones your business may be facing,
you’ll see how Millennium Bank can help your business
succeed.
Millennium’s
Cash management services are designed to optimize use of funds, reduce
accounting costs and streamline reporting. Our comprehensive
services include these broad offerings:
- Balance reporting
- Account transfers
- Bill pay services
- Wire transfers
- Stop payment functionality
- ACH capabilities
- Armored transportation
- Deposit verification and processing
- Change order preparation
- Information reporting
- Currency/Coin sorting and wrapping
- Secure vault storage
- Electronic Check Services
Call us today for more information about our Cash Management services or for a demonstration of its extensive capabilities.
BUSINESS LENDING SERVICES
One of
the most important functions a bank can provide is helping businesses
fund growth and expansion. That’s why Millennium Bank
offers a full range of business lending services designed to help you
fund your company’s future.
- SBA Loans – Preferred Lender Program
- 7(a) Loans
- 504 Participations
- SBA Express
- Revolving Lines of Credit
- Letters of Credit
- Working Capital Loans
- Term Loans
- Business Acquisitions
- Equipment
|
