Personal Banking:

PERSONAL BANKING SERVICES

 

 

PERSONAL CHECKING ACCOUNTS

 

Millennium Free Checking:

Manage your daily finances with an account that is designed to save you money.  The Millennium Free Checking account has no monthly service fees or minimum balance requirements.  And you can go online to www.msboftexas.com to view transaction activity on your account 24 hours a day.

 

Millennium Ultimate “I” Checking:

With the Ultimate “I” checking account you’ll enjoy an interest-bearing checking account with no minimum balance requirements, no transaction limitations, and free checks when you trade in your old checks from another institution.  There’s more - free online bill pay available when you have direct deposit.

  

Millennium Interest Checking:

Designed for the individual who wants the flexibility of writing unlimited checks while earning interest.  Avoid monthly maintenance fees by maintaining moderate balances.  Interest Checking pays interest monthly based upon the daily collected balance. 

  

Millennium Senior Checking

Designed to give you one more thing to add to the list of advantages you have over the younger crowd.  The Millennium Senior Checking account is a low-cost checking account with unlimited check writing features, free or discounted checks, free American Express® Travelers Cheques, free cashier's checks, discounted safe deposit box rental and interest rate advantages on your CDs and Savings accounts.

 

 

PERSONAL INVESTMENT SERVICES

 

Millennium Money Market Account:

This account combines great rates with convenient access to your funds at any time.  Unlimited deposits, transfers are limited to six (6) with only three (3) per month by check.  Interest is accrued each day.  Tiered interest compounded monthly.

 

 

Preferred Money Market Account:

This account offers premium interest rates with limited transaction activity for individuals who want to make their money work for them while still having easy access to their funds.  Transfers are limited to six (6) with only three (3) per month by check.   
 

Millennium Savings Account:

All the experts say the sooner you start saving the better.  With the Millennium Savings Account you’ll get the unique satisfaction of watching your money earn interest and grow.   Monthly service fee waived for account holders less than 18 years of age.

 

 

Certificates of Deposit:

Millennium Bank offers a variety of CDs for people that want both short-term and long-term investments. 

 

Individual Retirement Accounts:

These flexible low maintenance investment accounts have tax advantages that can make long-term investing easier and more rewarding for you

 

 

PERSONAL LENDING SERVICES

A variety of personal lending solutions are available to meet your borrowing needs.  Millennium Bank is an Equal Opportunity Lender, Member FDIC.

 

 

ADDITIONAL SERVICES

24 Hour Phone Banking

Millennium Bank’s 24-hour automated customer information line keeps you in touch with your money 24 hours a day, 7 days a week.  Simply call 866-447-8200 from a touchtone telephone to access your account balances, verify deposits, or transfer funds between accounts.

 

Online Banking

Millennium Online provides the ultimate in banking convenience.  At www.msboftexas.com, up-to-the-minute account information is available 24 hours a day, 7 days a week from the privacy of your home or office.  Upon enrollment, you have online access to all your personal Millennium Bank accounts to check balances, review account histories, initiate stop payments, make account-to-account transfers, re-order checks, and electronically pay bills.

 

Online Bill Pay

Bill Pay offers the convenience and control of managing and paying bills online.  You can pay any company or individual in the U.S., schedule a one-time payment, recurring payments, view histories and pending payments among many other features.