Millennium’s Privacy Policy

Millennium Bank is committed to protecting your privacy. We want our customers to understand what information we collect and how that information is utilized. We do NOT disclose, and do not intend to disclose, nonpublic personal information about you to affiliates or nonaffiliated third parties except as permitted by law. The following policy serves as a standard for Millennium Bank and its employees for the collection, use, retention and security of nonpublic personal information.

WHAT INFORMATION DO WE COLLECT?
We may collect "nonpublic personal information" about you from the following sources:

Information we receive from your applications or other loan and account forms:

• name, address, social security number, etc.

Information about your transactions with us or others:

• account balances, deposits, withdrawals, etc.

Information we receive from third parties:

• payment history, loan balances, etc.

WHAT INFORMATION DO WE DISCLOSE?
We are permitted by law to disclose nonpublic personal information about you to other third parties in certain circumstances. For examples, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do NOT disclose any nonpublic personal information about you to anyone except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

WHAT ARE OUR SECURITY PROCEDURES?
Protecting the confidentiality, security and integrity of your personal information is one of our most important responsibilities. It is the policy of Millennium Bank to safeguard information according to established security standards and procedures. This includes physical, electronic, and procedural safeguards that comply with federal standards. We have established guidelines and parameters on the access and disclosure of your personal information by our employees. Information is accessed when needed to maintain your account(s), consider a request from you for additional services, or otherwise meet your financial needs. Our employees are trained to understand and comply with these privacy principles.

Thank you for entrusting your financial service and product needs to Millennium Bank, and be assured that we are fully committed to serving our customers and protecting their financial privacy. If you have any questions about this privacy policy or the confidentiality and security of your personal information, we invite you to contact your local branch or call 972/241-8200 or you may write to us at:

Millennium Bank / P.O. Box 814489 / Dallas, TX 75381